19Insurance Business ReviewNov - Dec 2022At D.C Hogan & Associates, we spend the time to find additional damages that are often overlooked in the process of claim adjustmentcompany with a detailed damage model. To address the full scope of loss, the team of experts carefully reviews all policies and provisions. The company's public adjusters calculate replacement and restoration costs for the affected business and/or damaged personal property and use the latest software to itemize affected contents. The detailed damage report encompasses everything in the policy coverage and accurately outlines repair costs.D.C Hogan & Associates, Inc also represents clients with supplemental on their claims. The company can help at any point in the insurance claims process, even after the claim is filed and the insured thinks the claim is settled with the insurance company. For instance, a manufacturing facility in the Dallas/Fort Worth area received its initial claim payment to repair the roof of its facility. The CEO of the company reached out to Mr. Hogan to see how he would be able to help. The D.C Hogan & Associates team thoroughly investigated the site using thermal imaging, collected core samples of the roof system and sent the collected samples for lab tests. Due to this intervention, the client got a complete replacement of the roof system. The original claim payment was $285,000.00, and the team secured a total settlement of $1,235,000.00 for the insured.With the wealth of knowledge as a claim adjusting firm, D.C Hogan & Associates, Inc has an eye for detail, noticing damage otherwise overlooked by the carrier. A prominent example is a church in Florida that was damaged due to hurricane Michael. The insurance company only paid for a minor repair on the roof. As the pastor and parishioners were doubtful about their insurance claim, they retained D.C Hogan & Associates, Inc services. When the company inspected the loss, they discovered that the unavailability of clay tiles was the primary hindrance to the roof's repair. D.C Hogan & Associates negotiated with the insurance company and received a complete replacement for the church and the cover of the interior. The original claim payment was $38,275.00, and the firm secured a total settlement of $428,598.00 for the insured.D.C. Hogan & Associates, Inc provides expert appraisal and umpire representation when there is an insurance dispute and a client, public adjuster, and an attorney demands appraisal of an insurance claim; Mr. Hogan has done thousands of appraisals. As an advocate for the insured, D.C Hogan & Associates, Inc's goal is to stand up for the insured when needed. Our Mission StatementTo attract, grow, and develop our team to serve the interest of the Policyholder with the highest level of honesty, ethics, and non-negotiable behaviors and perform within the licensed and legal standards. When we do the right thing, the Policyholder wins every time.Our VisionOur Vision for the company is to grow our client base nationally all the way to an international firm. We represent our clients passionately with the strongest ethics and honesty and do the right thing every time to maximize the claim settlement for our clients. Address: 1350 E NASA Pkwy, Suite 116, Houston, TX 77058Phone: 281-333-0602Website: dchoganpa.com
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