CBIZ

Balancing between risk and opportunity in insurance consulting is like walking a tightrope. Meticulous analysis of potential hazards like natural disasters and data breaches is imperative for operational continuity and financial stability. Effective consulting elevates risk management from a statutory obligation to a strategic asset, enabling businesses to harness opportunities while being protected against unforeseen circumstances.

CBIZ takes center stage in the insurance consulting sector, presenting businesses with the opportunity to optimize return on investments through risk mitigation, attract and retain top talent and enhance employee satisfaction.

Its team of nearly 7,000 professionals across 120 offices in major metropolitan areas and suburban cities of the U.S. delivers highcaliber financial, benefits and insurance services to individual clients and organizations of all sizes. The company’s national-level expertise is complemented by personalized service delivered at the local level.

The comprehensive suite of services and solutions, ranging from benefits packages and property and casualty insurance to recruiting and payroll, streamlines client experience and eliminates complexities associated with engaging multiple vendors. The priority is to foster one-on-one relationships with clients while addressing various facets of their business needs.

Best-In-Class Property and Casualty Insurance Solutions

Safeguarding corporate and personal assets requires partnering with an insurance broker who has profound industry knowledge and offers robust policies.

CBIZ excels in identifying and addressing potential risks that may impact clients’ financial stability. Its customized advice and valuable insights help them secure the most beneficial solutions in regards to insurance coverage, cost and terms from esteemed carriers in the industry.

Enhanced Protection through Comprehensive Commercial Insurance for Businesses

Procuring an all-inclusive commercial insurance plan is crucial in today’s unpredictable business world. CBIZ’s holistic insurance package delivers an extensive safety net for businesses. This includes property damage coverage to protect against losses from events like fire, theft or natural disasters that damage physical assets such as buildings and inventory. Liability protection is also essential for the compensation of legal fees, settlements and medical costs if an organization is held responsible for injuries or damages.

CBIZ’s worker’s compensation supports businesses by covering medical expenses and lost wages for injured employees, shielding both staff and the company from the financial impact of workplace accidents.

Crafted to align precisely with companies' distinct demands and risk profiles, CBIZ’s commercial insurance package delivers tailored solutions that reinforce resilience against disruptions. By investing in its powerful insurance plan, clients can protect their business’s achievements and secure its future prosperity by mitigating an array of operational risks.

Safeguarding Leadership from Vulnerabilities

In light of the escalating incidents of claims being filed against company executives, it has become critical for businesses to extend protective measures to leadership teams. The seasoned risk advisors at CBIZ shield businesses from their specific vulnerabilities through customized offerings. Individuals at the helm of organizations, including officers and board members, are also protected against the financial burdens of settlements or awards and defense costs from lawsuits alleging various wrongful acts by these executives.

The robust coverage options extended by CBIZ are integral to a business’s growth trajectory. Employment practices liability insurance is designed to defend organizations, their directors, officers and employees against claims of actual or alleged employmentrelated wrongdoings for additional security in today’s litigious environment. The fiduciary coverage is crafted based on the company’s understanding of the critical role fiduciaries play in managing employee benefits to protect businesses and their trustees from breaches of the Employment Retirement Income Security Act. For professional sectors, the errors and omissions insurance responds to claims alleging organizations’ failure to perform or financial loss due to flaws in the services or products.

In the technology and professional services space, the company’s technology errors and omissions policy offers protection against liabilities arising from negligent actions, the creation or manufacturing of tech products or the failure of these products to meet specified standards.

Securing Financial Futures of Individuals

The team of insurance specialists at CBIZ goes out of its way to secure the client’s legacy while navigating the complexities of financial planning. Estate planning and wealth transfer services exclusively focus on the meticulous safeguarding of assets. It’s more than just preserving wealth; it’s about facilitating a seamless transition and administration of the client’s estate and investments in scenarios of unforeseen events, guaranteeing that their legacy is maintained according to personal wishes.

The income protection plans in place provide a financial buffer for families when regular income streams are unexpectedly halted. This strategic foresight aims to uphold a family’s economic well-being and give them peace of mind during uncertain times..

A distinct aspect of the company is longevity planning, which addresses the reality of extended lifespans. The strategy encourages clients to consider the financial implications of living beyond traditional retirement ages and optimizes resources for a fulfilling post-retiral life.

Asset protection is a dual-purpose strategy within CBIZ’s portfolio that shields wealth from external threats and offers tax-free benefits to beneficiaries. This multifaceted approach underscores a dedication to client asset security and familial financial well-being. The mortgage protection services leverage life insurance to guard against major financial commitments, enabling families to maintain their homes without the burden of mortgage payments in the aftermath of a loss.

CBIZ’s special needs planning fosters a secure financial foundation for children with special needs. It’s a testament to the understanding that every family’s situation must be given specialized attention, and dedicated plans must be curated for long-term care and support.

A distinct approach to insurance consulting drives the company’s success in crafting a legacy with intention. CBIZ is equipped with the latest legal requirements and bespoke solutions that adeptly cater to business needs and exceed client expectations, bringing them unmatched value.