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"Can I get my insurance renewed in a day?” It’s a question that captures the expectation of today’s insurance clients. From business owners protecting their assets to individuals managing personal coverage, everyone expects insurance to move as fast as same-day deliveries. But as policies near expiration, urgency takes over. Customers want to find the best premiums on the market but have little time to compare options. Today’s consumer mentality demands immediacy—and the traditional pace just can’t keep up. Eli Cohen Insurance Agency was built for this new reality. It is laser-focused on helping clients secure competitive premiums faster than ever. The agency has turned timing and pricing pressures into an advantage through a system built on three core values—speed, price and communication. Through well established, trusted relationships with underwriters and insurance carriers and the large volume of business it places with them, Eli Cohen Insurance Agency receives priority attention and faster turnaround. Even the most complex policies are often completed within 48 hours. These carrier relationships deliver preferred pricing and access to exclusive rates. Clients stay informed every step of the way through clear, proactive communication that enables timely, confident decisions. “We’re always looking for creative ways to keep premiums down and help our clients choose the option that makes the most sense for them,” says Eli Cohen, CEO. The agency’s niche lies in real estate portfolio, spanning residential buildings, apartment complexes, office buildings, retail strip centers, and warehouses—while also offering personal, business, and group benefits solutions. As costs continue to surge across the sector, many clients have found a reliable ally in Eli Cohen and his team- allowing them to navigate uncertainty with expertise and confidence. ... Read More
Steven R. Bauman, Global Programs & Captives Director, Americas, AXA XL
LaToya Lee, Vice President, Crew Safety, Raising Cane's Chicken Fingers
Kelly Geary, National Practice Leader - Executive Risk & Cyber/Professional Services Claims & Coverage Leader, EPIC Insurance Brokers & Consultants
Jim Wills, Vice President of Business Development - GRS, Gilbane Building Company
Lawrence Washington, Senior Director-Underwriting & Credit (Targeted Affordable Housing), Freddie Mac
Lev Barinskiy, Co-founder, CEO, SmartFinancial
Ruben Pinto, Executive Director of Large Loss, Allstate
The business insurance agency sector is transforming significantly, driven by technological advancements, evolving client expectations, and an increasingly complex risk environment.
Insurance stabilizes the global economy by transferring risk, enabling investment and credit, supporting recovery after disasters, and encouraging loss prevention, thus fostering resilience and sustainable growth.
Recalibrating Insurance for a High-Pressure Era
At the center of this issue is Eli Cohen Agency, recognized as Top Business Insurance Agency 2025. The firm’s achievement reflects a clear operational philosophy built around speed, pricing discipline, and direct communication. By maintaining trusted, high-volume relationships with carriers and underwriters, the agency consistently delivers rapid turnaround times, even for complex placements. Its focus on real estate portfolios, combined with hands-on underwriting engagement, enables discretionary pricing advantages and tailored coverage structures. Just as importantly, Eli Cohen Agency has preserved a relationship-driven model in an era of consolidation, ensuring that clients deal directly with decision-makers who can advocate effectively on their behalf.
CXO perspectives further ground this edition in real-world leadership. Steven R. Bauman, Head of Global Programs and Captive Practice in North America at AXA XL, outlines how captives have evolved into strategic tools for resilience, enabling organizations to manage volatility, fund emerging risks, and access broader risk expertise through strong partnerships.
Ruben Pinto, Director of Large Loss Casualty at Allstate, addresses claims complexity, emphasizing system design, early segmentation, and the balance between advanced technology and human judgment to deliver better outcomes during high-stakes events.
Collectively, this issue underscores a simple truth. Sustainable leadership in insurance is built on execution, trust, and thoughtful adaptation. We invite readers to engage with these stories and insights as the industry continues to recalibrate for the challenges ahead.