Insurance Business Review: Specials Magazine

McNaire Underwriters is a one-stop provider of trucking insurance, offering industry-leading coverage and bespoke solutions for complex, hard-to-place risks. Drawing on decades of industry insight, the firm develops well-defined coverage strategies. Its seamless support throughout the policy lifecycle helps agents deliver coverage that is both comprehensive and reliable. The boutique MGA offers a full portfolio, including auto liability, non-trucking liability, physical damage, motor truck cargo, general liability and excess liability. “We bring a rare combination of expertise and empathy, understanding the space and doing what’s right for people,” says Michal Walter, chief underwriting officer. McNaire’s leadership forms the foundation of its specialization. Walter brings decades of experience across retail, underwriting and trucking. CEO, Anna Antonov began her career in retail insurance, learning the business from the ground up and advancing through every stage to executive leadership, gaining many years of hands-on experience along the way. Her extensive work with trucking companies, insurance carriers, and underwriters has given her a deep understanding of the industry’s inner workings. Together with their seasoned team, they have navigated multiple insurance cycles and mastered the complexities of trucking risk, enabling them to identify challenges early and deliver practical, informed solutions. “We’ve lived every part of this business, and that’s what makes us true experts in this field,” says Antonov. ... Read More

Personal Lines Agency of the Year 2026

In the coastal regions of South and North Carolina, insurance has become increasingly complex. Premiums have risen, carrier appetites have tightened, and non-renewals now arrive in rapid cycles that leave many agencies scrambling to keep up. Homeowners paying increased rates for coverage expect fast answers, clear guidance, and real support. Many agencies, stretched thin or relying on outsourced service, simply cannot meet that level of demand required in today’s environment. What in-house staffing and service structure supports Field Insurance Agency’s coastal insurance operations? Field Insurance has done a great job of managing this aspect of operations while continuing their growth initiatives. Since its founding in 1968, it has taken a different approach and built a strong internal team that prioritizes accessibility, efficiency, and expertise. The agency has structured its operations around the needs of today’s coastal consumer. Instead of relying on automated systems, it maintains a staff of more than 40 professionals with dedicated roles across sales, servicing, remarketing, accounting, and policy support. With everything handled in-house and supported by technology, clients receive quick responses, consistent communication, and a clear point of contact. “Customers today expect answers fast,” says Brian Payne, agency principal. “Email doesn’t close. Consumers want responsiveness, and they want to feel like their needs are being handled by a team that understands the marketplace. That is exactly why we make responsiveness and real expertise part of every interaction.” How are service demands handled by Field Insurance Agency during carrier guideline changes? This accessibility becomes even more important when carriers tighten guidelines or announce blocks of non-renewals. Many agencies stumble with sudden spikes in service requests, but Field Insurance Agency’s staffing model allows it to manage these surges without delays. It’s remarketing and service teams are equipped to respond within tight carrier timelines, especially as 30- or 90-day non-renewal notices create urgent consumer needs. ... Read More

Risk Management Service

Cabot Risk Strategies has established itself as a leader in the risk management industry by delivering tailored solutions that address the unique challenges faced by businesses, nonprofits, public entities and individuals. Through its comprehensive 360° Advisory Strategy, Cabot integrates long-term risk management with insurance strategies, ensuring clients receive proactive and multifaceted protection. “We offer the full scope of services typically associated with national insurance brokers—including retail brokerage for fully insured plans and strategic consulting for self-funded arrangements,” says Joe Callahan, president and CEO of Cabot Risk Strategies. “Our consultative model ensures clients receive tailored solutions with the same depth of expertise and market access as larger firms." One of the company's distinguishing features is its ability to provide customized solutions rather than one-size-fits-all policies. By affiliating with over fifty different insurance and professional service companies, Cabot's team of seasoned professionals takes the time to understand each client's current needs and future goals. This approach allows them to select the most appropriate products, crafting programs that maximize security while minimizing costs. Cabot's expertise spans various categories, including claim management, medical case management, employee benefits and commercial property and casualty insurance. The company's integrated claim management approach ensures thorough and timely investigations, utilizing face-to-face interviews for serious or questionable claims. In complex cases, Cabot's claim representatives collaborate with safety personnel and medical case consultants to deliver comprehensive evaluations. This meticulous process not only facilitates prompt claim payments but also enables vigorous defense when investigations reveal other parties' liability. Breaking Down the Customer-First Philosophy Cabot Risk Strategies operates with a commitment to prioritizing client needs and delivering solutions that protect what matters most to your business. Whether it's navigating complex claims, optimizing benefits, or securing commercial assets, Cabot ensures that each service is designed with the client’s best interests in mind. ... Read More

IN FOCUS

The Role of Underwriter Services in Advancing Trucking Insurance Innovation

Global data harmonization and technology are transforming trucking insurance, enabling real-time risk management, predictive analytics, and collaborative ecosystems that enhance safety, efficiency, and resilience across the industry.

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Strengthening Personal Lines Insurance through Community and Transparency

Leading personal lines insurance agencies now grow by building strong local ties, fostering transparent communication, and prioritizing community engagement—transforming from transactional providers into trusted, value-driven partners.

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EDITORIAL

Defining Performance in a High-Pressure Insurance Market

This edition of Insurance Business Review examines the leadership discipline, service precision, and underwriting rigor defining insurance success in 2026. As carrier appetites tighten, premiums rise, and client expectations increase, this issue highlights organizations that are translating complexity into consistent performance across both commercial and personal lines.

Our cover story spotlights McNaire Underwriters, recognized as the Top Truckers Commercial Insurance Underwriter Service 2026. As a boutique MGA focused exclusively on trucking risks, McNaire Underwriters has distinguished itself through underwriting rooted in practical, real-world operational insight. Backed by binding authority from leading insurers, the firm delivers tailored coverage across auto liability, physical damage, cargo, and excess lines. Its ability to structure viable solutions for hard-to-place risks has positioned McNaire as a trusted partner in a segment where precision and accountability are nonnegotiable.

This issue also recognizes excellence in personal lines with Field Insurance Agency, recognized as the Personal Lines Agency of the Year 2026. Operating in complex coastal markets across North and South Carolina, Field Insurance Agency has built resilience through a fully in-house operating model spanning sales, servicing, remarketing, and policy support. With direct and wholesale access to a broad carrier network, the agency has consistently delivered clarity and continuity for clients navigating non-renewals and shifting underwriting standards. Its disciplined execution underscores the value of expertise and responsiveness in volatile markets.

Leadership insights further strengthen this edition. Alexandru Chirita, Workers’ Compensation Manager, Volvo Cars [STO: VOLV-B], underscores the role of claim advocacy in improving outcomes through transparency, empathy, and timely engagement. Complementing this perspective, Melissa Hall, Senior Vice President in Finance and Head of Global Tax, Assurant [NYSE: AIZ] examines income tax accounting as a critical governance function, emphasizing structured processes, skilled teams, and integrated systems.

Together, these stories reflect an industry defined by execution and depth. The leaders featured here are setting the benchmarks that will shape insurance performance in 2026 and beyond.