Professional Background And Leadership In Risk Management
With over 20 years of experience in the financial sector, I have built a career spanning top-tier global and local financial institutions, allowing me to develop a comprehensive perspective on the industry. My journey began at the Mexican Stock Exchange, where I led risk management initiatives for financial derivatives, laying the foundation for my strategic approach to financial risk oversight. I subsequently held key risk management positions at JP Morgan and Scotiabank, where I deepened my expertise in capital and risk management, consolidating my knowledge in complex financial structures, modeling techniques, and local and international regulations and best practices. Currently, I serve as Managing Director of Traded and Treasury Risks at Banorte, where I lead strategic initiatives such as the implementation of the Basel IV framework and the LIBOR/TIIE transition. My responsibilities also include overseeing capital management, liquidity risk and surveillance, as well as market, counterparty, and interest rate risk, ensuring regulatory compliance and operational excellence. My active participation in key committees—including ALCO, the Risk Policy Committee, and the Derivatives Committee—demonstrates my commitment to informed and sustainable decisionmaking. Throughout my career, I have complemented my professional experience with a robust academic background, including an MBA from Cornell and Queen’s, an MSc in Finance, an MSc in Risk Management, the Financial Risk Manager (FRM) certification from GARP, and a Program for Leadership Development at Harvard Business School. This combination of experience, leadership, and education has enabled me not only to adapt to the evolving financial landscape but also to lead critical transformations within the organizations I have served. Strategic Focus Of Traded And Treasury Risk Management The strategic focus of the Traded and Treasury Risk Management team lies in safeguarding the financial group’s balance sheet while enabling sustainable growth and profitability. Our approach centers on proactively identifying, measuring, and managing the risks inherent in trading activities and treasury operations for our bank and brokerage house, as well as our mutual funds, insurance, annuities, and leasing companies. This includes capital management and calculation, FX, interest rate, liquidity, counterparty, and market risks, all of which are critical to ensuring financial performance, stability, and capital efficiency. Our strategic value is rooted in five key pillars: 1. Capital Optimization and Regulatory Alignment 2. Fortress Balance Sheet and Profitability Enhancement 3. Risk Transformation and Innovation 4. Internal Models and Efficient Risk Processes 5. Risk Governance Ultimately, our strategic focus is to position risk management as an enabler of the financial group’s long-term vision. By aligning risk practices with business objectives, we ensure that risk becomes a catalyst for sustainable value creation, operational resilience, and stakeholder confidence. Regulatory And Technological Advancements In Risk Management Regulatory and technological advancements are at the core of how we manage Traded and Treasury Risks strategically, ensuring that the financial group remains resilient, competitive, and compliant in an increasingly complex financial landscape. From a regulatory perspective, the adoption of Basel and RFR frameworks represents a significant milestone. Our team leads these initiatives by developing advanced internal models that ensure accurate risk capture and capital optimization, as well as state-of-theart technology implementations. On the technological front, digital transformation is emerging as a critical driver in how we manage risks. Advanced analytics, machine learning, and real-time data processing are powerful tools that enhance risk modeling. Cloud-based solutions have also improved the scalability and flexibility of our risk infrastructure, ensuring that we can adapt quickly to market and regulatory changes.By Aligning Risk Practices With Business Objectives, We Ensure That Risk Becomes A Catalyst For Sustainable Value Creation, Operational Resilience, And Stakeholder Confidence.
